The German pension insurance has announced an important change from March 2022: The additional contribution of the health insurance funds will then be counted more strongly than before on the pension. This has an impact on the amount of pension entitlements, but also on the contributions paid by insured persons in the statutory health insurance scheme. Millions of insured persons are affected by the change.
What exactly does the change mean and what impact will it have on the pension? In this article, we will summarize the most important facts so that you, as an insured or retiree, are well informed. We explain how the additional health insurance contribution affects your pension and what options you have to minimize its impact. We also address possible advantages and disadvantages and show alternatives resulting from the change.
New regulation from March: How the additional contribution of the health insurance affects the pension
From the 1. March a new regulation comes into force: the additional contribution of the health insurance now has an effect on the pension. What does this mean exactly and what should you know?