The Schufa information is often decisive for the decision of banks and credit institutions, whether a loan is granted or not. A negative Schufa can lead to difficulties, since it increases the risk for the lender. But what to do if you urgently need a loan and the Schufa information is negative?
However, there are ways to get a loan even with a negative Schufa. For this purpose, there are special credit providers who have specialized in this target group. However, these loans are often associated with higher interest rates and require intensive research to find a reputable provider.